I use propay and wait until I get home to put the credit card number through. I do get their phone numbers now. I have only had 3 been declined in the past 2 years, and one was my fault. The other was $3 and I should have known better... the last one was from a Dr and I got her number and she gave me a hard time when I called and said the cc number didn't go through. Don' t worry she is now on my list and I will not accept credit cards from her again. I have thought about bringing my laptop to the Farmer's Market with me to process the credit cards, but just haven't made the move yet. It's sad when someone stells from you, and that is how I look at it. Cindy:(