Ditto, super easy. I open the app in my phone and either manually enter the dollar amount I am charging, then the cc#, exp, cvv and their billing zip code and voila! It sends a email to you telling you the amount they will be sending you and another when they deposit the funds to your bank. To use a card that is present just swipe, enter some minor info and there you are! It is actually much easier than using my old CC machine and batching out etc daily. Plus the lack of gateway fees and statement fees also makes this a better deal. I cut my costs down a little with it.