Ok.....I had my hubby call our Homeowners Insurance Company yesterday and talk to our agent about adding liability insurance for my bath, body and candles. The quote included Product Liability and General Liability. They seemed to know exactly what we were talking about and he explained that I was making this in my home.....and also needed to be covered if my candle ever burned anyones house down or my bath & body products caused a rash and so on......he was very detailed in his explanation. The agent added $500,000 liability to our homeowners for both product and general (which I think should be higher) for $30 a year. Now this seems totally impossible to me....only $30 a year. CAn't wait to get the policy in my hands and read what I actually have. And also find out what it is going to cost to up that to $1,000,000.00. I have heard horror stories on the cost of liability ins and also that most companies won't insure you....and it is only going to cost me $30 a year?