I have a contact at a brokerage that is writing coverage for candle & soap makers that includes products and completed operations. They can write in every state except KY, IL & the US Virgin Islands. The policy is written with Lloyds - a basic policy is starting at $200-$300 per year with a max gross sales limit of $100,000. If anyone is interested email me at terim@ridgwayins.com and I can send you the application. FYI.... I'm currently and agent and have been in the field for about 20yrs now. here are the minimum premiums: with a $300,000 liability limit - $235. / $500,000 - $265. / $1,000,000 - $300. of course these are just minimums and any additional coverage that are added would add additional premium. the $1,000,000 limit includes business personal property on/off your premises - this would come into play for craft shows & farmers markets TeriM