tam1116 Posted April 5, 2013 Author Share Posted April 5, 2013 franu61 Did they tell you exactly what would be covered after you signed up. Like if a customer had an incident with a candle. I emailed them that question but haven't heard back yet. Any assistance would be appreciated. I just hate spending the money for insurance but know I have to. I want to make sure I will be covered for anything that happens. Quote Link to comment Share on other sites More sharing options...
franu61 Posted April 5, 2013 Share Posted April 5, 2013 Actually Tam I didn't ask what was covered. I just figured since it was product liability that it would be. (yikes I hope so). I know what u mean about hating to spend the money on ins. But I am glad I found some I can actually afford. One place I got a quote from was gonna charge more than I actually made from my candle biz! Quote Link to comment Share on other sites More sharing options...
tam1116 Posted April 6, 2013 Author Share Posted April 6, 2013 Fran I did hear back from Brower, she said it would cover product/completed operations liability if someone filed a lawsuit because they have been injured or suffered a loss because of your product. So I guess it would cover everything. What amount of liability did you go with. Quote Link to comment Share on other sites More sharing options...
franu61 Posted April 6, 2013 Share Posted April 6, 2013 Thanks for the info Tam. I just went with the lowest amount. I can barely afford that. But it feels good knowing I am covered now. Fran Quote Link to comment Share on other sites More sharing options...
dillypooh Posted April 14, 2013 Share Posted April 14, 2013 I just went on Brower's site. Is there somewhere you can go and read what all it covers? I couldnt find anything. Do you know if it covers soap as well? Quote Link to comment Share on other sites More sharing options...
franu61 Posted April 15, 2013 Share Posted April 15, 2013 Dilly I think it covers ANY product an "artist' makes (we are all artists) Quote Link to comment Share on other sites More sharing options...
tam1116 Posted April 15, 2013 Author Share Posted April 15, 2013 I have spoken with and have emailed Cindy Peterson at Brower phone #614-918-2274 email cpatterson@browerinsurance.com She is very helpful if you have any questions. Hope this helps. Tammy Quote Link to comment Share on other sites More sharing options...
chrisasst Posted July 18, 2013 Share Posted July 18, 2013 Brower insurance does not cover the building, only the contents in side. Umm, is this bad not to have this coverage?? Quote Link to comment Share on other sites More sharing options...
chrisasst Posted July 27, 2013 Share Posted July 27, 2013 bump. Quote Link to comment Share on other sites More sharing options...
Tweety Posted August 5, 2013 Share Posted August 5, 2013 do you need insurance if you any sell claimshells? Quote Link to comment Share on other sites More sharing options...
lmc Posted August 5, 2013 Share Posted August 5, 2013 (edited) Best if you have coverage...what if someone accidentally spilled hot wax on themselves? Think hot coffee and McDonalds Edited August 5, 2013 by lmc Quote Link to comment Share on other sites More sharing options...
blt212 Posted August 17, 2013 Share Posted August 17, 2013 I have Indie Beauty but pay like $650 for 2 million and the membership. Definitely going to check into Brower.Thanks! Quote Link to comment Share on other sites More sharing options...
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