nayarx8 Posted November 16, 2006 Share Posted November 16, 2006 Hi! I have been trying to figure out something for a week now, and thought I'd see if you guys knew. Ok, I have money sitting in my Paypal account that I cant transfer to my bank account because Paypal said Im over my monthly limit. Now, Ive tried to raise my limit and keep getting denied. So, when does Paypal's month end? Is it the end of the month, or some weird day like the 20th? Also, am I going to have any problems transferring this money over to my bank when Im finally allowed? And, I do have a Paypal credit card, but dont really know how it works. Can I transfer the funds to the credit card, and then use that credit card at like the grocery store? Or, can I only use it at places that accept Paypal. Its a Paypal-Mastercard credit card. Thanks in advance!Linaya Quote Link to comment Share on other sites More sharing options...
Lorrie Posted November 16, 2006 Share Posted November 16, 2006 Linaya,Are you verified? If not that could be part of the problem. But to answer the question about transferring money. I just go to withdraw money and it ask you how you would like to do it. I click on transfer to bank account. It will ask you to verify the last four digits of the account number and the amount and poof you are done.And paypal month I believe ends on the day you opened your account so if you opened it on the 13th it should end on the 12th of the next month. Gosh, I hope that this make sense. Quote Link to comment Share on other sites More sharing options...
nayarx8 Posted November 16, 2006 Author Share Posted November 16, 2006 I am a verified member and have been for a few years. I wish I could remember what date I opened my account so then I would know what day I could transfer the $! Quote Link to comment Share on other sites More sharing options...
candlesprite7 Posted November 16, 2006 Share Posted November 16, 2006 Is your paypal card a Credit/Debit card? if so You can use it at an ATM with your pin and get cash. It works just like your checking credit/debit card. I dont know what the fee's are though. I just use mine as a credit card when I am buying more supplies or paying for shipping. Quote Link to comment Share on other sites More sharing options...
nayarx8 Posted November 16, 2006 Author Share Posted November 16, 2006 Well, i just found out i opened the account on the 23rd of the month, so i still have another week to go. And, yes my card is a Debit card. What Im wondering is even though ive hit my monthly limit, can i still use the card? Or, do i have to wait until the 23rd to do anything? Quote Link to comment Share on other sites More sharing options...
Beth-VT Posted November 16, 2006 Share Posted November 16, 2006 Yes, you should still be able to use your PalPal debit card that is linked to that account, you just can't transfer the money out to somewhere else once you've hit your limit. HTH. Quote Link to comment Share on other sites More sharing options...
Nanasnecessities Posted November 16, 2006 Share Posted November 16, 2006 go to walmart and buy a pop or a pack of gun, swipe your card, wen it asks you if you want money back say yes and take out how much you need, I refuse to pay the fee to take money out (sometimes 3 bucks depends on what the machine charges) Sometimes I have to buy several packas of gum or go to a couple clerks to get it all out. I never use the transfer, it takes to long. Quote Link to comment Share on other sites More sharing options...
ShelleyBean Posted November 17, 2006 Share Posted November 17, 2006 go to walmart and buy a pop or a pack of gun, swipe your card, wen it asks you if you want money back say yes and take out how much you need, I refuse to pay the fee to take money out (sometimes 3 bucks depends on what the machine charges) Sometimes I have to buy several packas of gum or go to a couple clerks to get it all out. I never use the transfer, it takes to long.I dont like how long it takes to transfer into my bank account either. I had only done it once and I remember it took awhile for it to show up in my bank. Quote Link to comment Share on other sites More sharing options...
SSR Candles Posted November 17, 2006 Share Posted November 17, 2006 Bank account transfers usually take about 4 days with Paypal. If you've got a debit card, then use it at an ATM with your PIN - Paypal will charge you $1 for it, plus whatever the ATM fees are. You could also do as suggested and cashback on debit transactions at stores - can take some time, tho. The ATM method is the fastest, and the bank transfer is by far the slowest... Quote Link to comment Share on other sites More sharing options...
scntdwik Posted November 17, 2006 Share Posted November 17, 2006 I dont like how long it takes to transfer into my bank account either. I had only done it once and I remember it took awhile for it to show up in my bank.When I do a bank transfer, it goes in the next day. Ive never had it take longer than the next day to post to my checking.Just transfered some money yesterday morning and it was there this morning. Quote Link to comment Share on other sites More sharing options...
nayarx8 Posted November 17, 2006 Author Share Posted November 17, 2006 Thanks everybody for all the info! I just got back from Walmart and was able to pull out $100 cash and spend most of the rest:D !P.S. You should see the ADORABLE outfit I got for Ava, my 15 mos. daughter! Quote Link to comment Share on other sites More sharing options...
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