wickchick Posted September 2, 2007 Share Posted September 2, 2007 Hello,I was wondering if someone might have some insight for me. I'm trying to decide how to accept credit cards on my site. I currently have PayPal. My concern with using PayPal to accept cards, and please correct me if I'm wrong, is that with PayPal they have to have an account or set up an account prior to being able to use it. I'd hate for my customers to have to deal with that. I want to be able to have them enter their info into the credit card form, hit click, and be done. I don't want them transfered to the PayPal site, have to register, and all that jazz. I looked over PayPal's site and could not for the life of me figure out whether or not it was possible to accept cc payments without having customers register. I will definitely accept PayPal, but I'm wondering if I need another merchant account (like ProPay) I have also been looking over ProPay. My issue is the yearly fee, plus slightly higher transaction fees and charges. Anyone have any ideas? I would greatly appreciate any thoughts you might have Thanks so much. Quote Link to comment Share on other sites More sharing options...
coconut Posted September 2, 2007 Share Posted September 2, 2007 Yes, in order for a customer to use PayPal, they must register with the site and then set up either a credit card or a checking account (they can use both also) with Paypal. I am not familar with ProPay. Quote Link to comment Share on other sites More sharing options...
sudsnwicks Posted September 2, 2007 Share Posted September 2, 2007 Wickchick, if you get a business account with paypal, the buyer/customer no longer needs to have an account with paypal. They will still have to be transferred to paypal's site, but they can just use their credit card without registering. For propay, which I've never used, I believe you can just collect the information without leaving your site. Quote Link to comment Share on other sites More sharing options...
beck180 Posted September 3, 2007 Share Posted September 3, 2007 There are some services now that offer the ability to just add a buy it now button to your pages in the form of cut and paste codes, real simple to use. The one I am considering myself is http://www.1shoppingcart.com/ I have heard alot of good things about them and they offer alot of options for customizing your check out pages to the look and feel of your site. They also offer a 30 day trial for $3.99. There are some other good ones also, so that may be something to check into. Good luck! Quote Link to comment Share on other sites More sharing options...
TartAddict Posted September 3, 2007 Share Posted September 3, 2007 A quick question... sorry to intrude, does anyone know if you can use ProPay if you're at a craft fair for example? In other words, can people pay with a credit card without having to go online and order? Quote Link to comment Share on other sites More sharing options...
royster13 Posted September 3, 2007 Share Posted September 3, 2007 You better read the Paypal information over again.....You do not have to have a Payapl account to use your credit cards on a site where the merchant processes credit cards throug Paypal....From FAQ on www.paypal.com:Do my customers need a PayPal account to pay me with Website Payments Standard?No. Customers don’t even need a PayPal account to pay you. A PayPal account is entirely optional. Quote Link to comment Share on other sites More sharing options...
coconut Posted September 3, 2007 Share Posted September 3, 2007 You better read the Paypal information over again.....You do not have to have a Payapl account to use your credit cards on a site where the merchant processes credit cards throug Paypal....From FAQ on www.paypal.com:Do my customers need a PayPal account to pay me with Website Payments Standard?No. Customers don’t even need a PayPal account to pay you. A PayPal account is entirely optional.Thank you for correcting me. My Paypal experience is limited to eBay and at the time I first started using it, you had to register. I always learn something new on this site! Quote Link to comment Share on other sites More sharing options...
sudsnwicks Posted September 3, 2007 Share Posted September 3, 2007 Thank you for correcting me. My Paypal experience is limited to eBay and at the time I first started using it, you had to register. I always learn something new on this site!It used to be this way. They changed it a few years ago, which makes it more convenient for sellers, since not everyone has a paypal account and shouldn't be 'forced' to register for one. Quote Link to comment Share on other sites More sharing options...
Trae Posted September 3, 2007 Share Posted September 3, 2007 A quick question... sorry to intrude, does anyone know if you can use ProPay if you're at a craft fair for example? In other words, can people pay with a credit card without having to go online and order?Yes, you can use ProPay for craft shows. I have a manual swiper but you can just write the customer info down if you don't want to purchase a swiper. You can also go with the higher package with ProPay that allows you to process the cards over the phone. Quote Link to comment Share on other sites More sharing options...
Tizimarezie Posted September 3, 2007 Share Posted September 3, 2007 I use both PayPal and ProPay. I have some customers who don't want to pay through PayPal so ProPay works for me, too.----------------------------www.aromafieldscandles.com Quote Link to comment Share on other sites More sharing options...
charmiesonline Posted September 5, 2007 Share Posted September 5, 2007 I use both also. Some customers refuse to use PayPal. Some have had bad experiences, while others assume they need an account. Therefore, I accept PayPal and ProPay just to be safe. Quote Link to comment Share on other sites More sharing options...
BizzyBs Posted September 5, 2007 Share Posted September 5, 2007 I also use both Paypal and Propay. Both have their own pros and cons. I have noticed in the past year that more people are wanting to go with the credit card option (Propay). I think some people just shy away from Paypal or don't realize they do not need an account to use it.I have the premium account with Propay, this allows you to accept visa, master card, discover and amex. Plus you can phone it in from craft shows with this option (although I've never used this, as it gets too busy to actually call it in). I figure it's no different than taking a personal check...same risk.I personally think its nice having both...gives your customers an option. Quote Link to comment Share on other sites More sharing options...
wickchick Posted September 6, 2007 Author Share Posted September 6, 2007 Thank you so much all of you for taking the time to help me out. I've decided to offer both PayPal and ProPay. Whooo...one decision down.....3000 to go Thanks so much!! Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.