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Home Insurance question

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We have an LLC for our small candle business, but have another question.  My chandling partner has our workshop in her basement--she was recently renewing her home insurance and was asked if she ran a business from her home.  If she checks yes, she fears her rates will rise dramatically.  If she checks no, she fears she won't have coverage in the event of any candle-making/burning related accidents/damages.  Does anyone have any advice/experience with this?  We could some guidance.  TIA!

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