Let me start out by saying that I'm definately not an experienced Ebayer. So, I have a little $2.50 fee that I didn't pay on time, I guess. I was never emailed an invoice, and after sending me a message through their own mail system, they decided to try to pull this money out of my bank account and credit card, through Direct Pay. Then, when both these attempts were rejected, they assessed me a $15 fee. Too bad I never signed up for Direct Pay....I've been waiting in queue for like 15 minutes for live chat help. Think I'll have a chance of not having to pay this stupid fee?? I mean, if they would have reminded me about the 2.50, I would have paid it. My mom just passed away, and all things kinda came to a screeching halt... ***Edit to say, they refunded the fee as a one-time courtesy. Isn't that nice?