islandgirl Posted May 10, 2008 Share Posted May 10, 2008 "additional insured" for the day of the show????I have business insurance, but the festival is requiring a certificate of liability insurance naming the "Association" as the "additional insured" for the date of the festival???I have never been asked to do this before. A copy of my insurance page has always been enough... I am sure my insurance will have a fee too??Anyone have experience with this??? Quote Link to comment Share on other sites More sharing options...
Misty Posted May 10, 2008 Share Posted May 10, 2008 I would tell them that your product is insured. If they want to be additionally insured, you would require them to pay a fee, since your insurance company will require the same. Quote Link to comment Share on other sites More sharing options...
judyvega Posted May 11, 2008 Share Posted May 11, 2008 The agency I work for does not charge a fee for certs of ins. I would call you agent and ask them before you decide anything.ets: I know some Do charge a fee, but some don't. And the ones who do charge don't normally charge a whole lot. Sometimes it's actually built into your policy as a little additional charge so that you can request them whenever you want w/no fee. It just varies. Quote Link to comment Share on other sites More sharing options...
Callmaker Posted May 11, 2008 Share Posted May 11, 2008 Hi Island Girl, I am an insurance agent. All companies that you do business with ( such as craft show hosts ) can require to be added as additional insured. That is the whole purpose of carrying insurance. It protects them also and their costs want be as high if you carry your own coverage. The certificate of liability is at no cost to you and the insurance company should be able to fax it to the craft show or you within minutes.:highfive: Quote Link to comment Share on other sites More sharing options...
judyvega Posted May 11, 2008 Share Posted May 11, 2008 Hi Island Girl, I am an insurance agent. All companies that you do business with ( such as craft show hosts ) can require to be added as additional insured. That is the whole purpose of carrying insurance. It protects them also and their costs want be as high if you carry your own coverage. The certificate of liability is at no cost to you and the insurance company should be able to fax it to the craft show or you within minutes.:highfive:Granted I've only worked at my agency for four months, but I've been told that some DO charge for certs. Are you saying that's not the case? Quote Link to comment Share on other sites More sharing options...
islandgirl Posted May 11, 2008 Author Share Posted May 11, 2008 Thank you all so much for the quick responses and explanations. Now that I have a better understanding of this, I feel better..I have emailed my insurance company and will post the reply I receive...THANK YOU ALL!!! Quote Link to comment Share on other sites More sharing options...
islandgirl Posted May 12, 2008 Author Share Posted May 12, 2008 Talked with my company. They are sending the Cert I need at no extra charge.. How nice is that!!!!Thanks again!!! Quote Link to comment Share on other sites More sharing options...
Abbiepql Posted May 12, 2008 Share Posted May 12, 2008 My insurance company does charge a fee. So yes, some do. Quote Link to comment Share on other sites More sharing options...
judyvega Posted May 13, 2008 Share Posted May 13, 2008 My insurance company does charge a fee. So yes, some do.Thanks. Glad to know I wasn't misinformed. Quote Link to comment Share on other sites More sharing options...
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