FTServiceTim

my rates are

$.20 per swipe

1.35% for debit

1.69% credit

unless your doing higher volumes (typically more than $2000 in a month) then the square program is a good way to go.

at least there was nothing bad on my company , not bad seeing that we have over 30,000 accounts

Alrighty, I've tried this on other venues and just never get the responses I'm looking for. So, I know I can get it from all of you who've been so helpful in the past.

I'm looking for a credit card processor. One who can handle both my online sales as well as one that will allow me to process orders offline using an imprinter (i.e. - craft shows).

I know about ProPay which has a very reasonable joining fee, but I've heard some horrible experiences from others in regards to making sure you have your customers address that matches their credit card and it just sounds like a nightmare!

Anyone with experience with ProPay? How about other CC merchants/processors? I'd like to hear the good, bad and ugly please! Nothing is more important than getting an all-around opinion with experiences to help someone else make better informed decisions. I look forward to hearing what you've encountered and your recommendations!!

send me an email, im a processing company with high marks and many referals, avitim@hotmail.com, or simply send me a private message here

1 other thing guys/gals, if your taking credit cards, and your not taking signatures on a printed receipt. You are putting yourself at risk. All the customer has to do when they don't sign, is call their credit card company, and say 'i didn't make that purchase' and your instantly out that money with nothing to fall back on. Just fair warning is all im saying.

Hey guys, I am a credit card service merchant rep, and any questions i will be happy to help you with. I have a 100% customer satisfaction rate to this day and can prove it with submitting any referalls you may request.

Using square/propay, your not aware of the fact of these 'free services' are charging you percentage rates as high as 4-6% of your intake of money. Theres no such thing as 'free' when it comes to processing, some company's say 'free equipment' but then you find yourself high rates and lengthy contracts. Sometimes you just have to spend money to actually save money. Your best and smartest solution, do your research, simply google any company you are looking at, and i'll example a popular company. Punch into google, 'crescent processing complaints' and you'll see a world of complaints about the company. Now try my company, 'financial transaction services, LLC' and try to find a complaint....... my point is, the service provider is also linked to the marketing rep selling it, when 1 or both become dishonest, it creates a very large and unhappy customer base. I've been with this company for just over a year now. And all i get are calls of happy clients.

Here's some features i offer which may spark your interest

No contract (NO CANCELLATION FEE GUARANTEED!!!!) this is my commitment to you, that i will NEVER take advantage of your business

No sign on fee

Rates are extremely competitive and vary based on volume

Purchase a wireless terminal for as low as $250

Wired terminals are also $250

Monthly is $5 for wired, and $20 for wireless

Next day deposits (you swipe and batch today, your money is there tomorrow)

No leases on equipment (leases run for about typically $30-$50 a month for 4 years non cancellable, at $30 a month your talking $1440 for a machine i sell for as low as $250)

I can reprogram existing equipment, and will be happy to do so. Any out of towners i can take care of over the phone/fax/email.

Never deal with a coorporate company again, i will take care of that part for you with any issues

email avitim@hotmail.com

I'll watch this thread closely and help you with any concearns or questions you may have

thanks everybody