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judyvega

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Posts posted by judyvega

    product liability and what else?

    in Business Side of Things

    Posted

    In theory that is true. However, in reality the agent's job is to sell as much insurance as possible. So educate yourself before and after talking to the agent and don't accept his or her word as gospel.

    I work in the insurance business, and we don't try to fleece people. If the agents don't walk people through each exposure, they are open to E & O claims in the event that something happens and there is no coverage. It's always the insured's decision what they need or what they choose not to have.

    product liability and what else?

    in Business Side of Things

    Posted

    I did not want to hijack the other insurance thread, but with the recent insurance conversation I was reminded I still need to get some before I can start selling. :) I ran a search on the board here and found several possibilities of where to look and even found a couple of local agents. But before I call them I wanted to confirm exactly what I’m looking for in insurance.

    Obviously product liability is a given, but how much is enough? Also what is the name of the “someone tripped in my booth at the craft show” insurance…is that maybe just general liability? I’m thinking that simply having product liability is not enough. What other types of insurance do I need to include / consider when I’m speaking to the agent?

    I appreciate your input. I'm hoping to call them tomorrow.

    Thanks

    Jen

    Hi Jen - yes, that is general liability - if you meet/speak with a reputable agent, he/she should walk you through all of the possible exposures to make sure you have everything you need - you will need to give them as much info about your operation as you can to make sure nothing is missed. The agent's job is really to help the insured know what they could be at risk for. Let us know how it turns out for you!

    Peaks Lotion Bars

    in Bath, Body & Cosmetics

    Posted

    Well Judy, I'm going to give it a shot. I just bought some beeswax off the classies and I'll let you know how it turns out:cheesy2:

    Oh GOOD! Yeah, let me know - I think that would be a fun thing to do just for me and my mom, if nothing else.

    Not "Crafty" but CUTE

    in Crafty Discussion

    Posted

    At least I think so :) I spray painted the table on our front patio today and recovered the seats - the pic doesn't show the true lime green color of the paint, but you can get the general idea - it adds a real splash of color out front (it's not a garish lime green, it's a little pale, but much more vibrant than what shows in the pic) -I love the retro fabric! $11 to change the whole look.

    Table.jpg

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