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question regarding B&B items and insurance


CDGM

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I am a long long way off from even thinking about selling but I am trying to cover all my bases early (and as I think of new questions!).

I have ordered some basic supplies such as lotion base and shower gel base and sample fragrances (skin safe) so next week I will be able to start creating and playing. :whoohoo:

My question is this... how much insurance do most people carry to cover any problems/issues that might arise and what do I tell my agent I am needing?

<I know this sounds like putting the cart before the horse but I dont want to forget to cover all angles!>

Any and all help is greatly appreciated!!

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Two kinds of insurance, general liability - protecting your stock, protecting from someone hurting themselves on your property/craft tent/store/whatever, and product liability - protecting you from customers that want to sue you over your products. That's the hard one to get - good luck!

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