Square changed their hold policy last month, before they changed it, it was if you charged over $1100 (i think) within 30 days they held the amount over that limit for 30 days and then deposited it in your bank account. They changed it to $1000 per week. If you charge more than a thousand a week the remainder is held for 30 days. You can apply for an increase, you need to: 1. bank or merchant statements with at least three months history substantiating this need 2. invoices or contracts with vendors or other trade references 3. consent to a credit check (as a last measure) (We know because we contacted them about an increase. So we may do this, after all of our research it does have good rates without monthly fees.) Its good for shows etc, but we are going to do a couple wholesale markets, etc and most businesses cannot wait 30 days for the remainder to be deposited since alot has to be re-invested.