Hey guys, I am a credit card service merchant rep, and any questions i will be happy to help you with. I have a 100% customer satisfaction rate to this day and can prove it with submitting any referalls you may request. Using square/propay, your not aware of the fact of these 'free services' are charging you percentage rates as high as 4-6% of your intake of money. Theres no such thing as 'free' when it comes to processing, some company's say 'free equipment' but then you find yourself high rates and lengthy contracts. Sometimes you just have to spend money to actually save money. Your best and smartest solution, do your research, simply google any company you are looking at, and i'll example a popular company. Punch into google, 'crescent processing complaints' and you'll see a world of complaints about the company. Now try my company, 'financial transaction services, LLC' and try to find a complaint....... my point is, the service provider is also linked to the marketing rep selling it, when 1 or both become dishonest, it creates a very large and unhappy customer base. I've been with this company for just over a year now. And all i get are calls of happy clients. Here's some features i offer which may spark your interest No contract (NO CANCELLATION FEE GUARANTEED!!!!) this is my commitment to you, that i will NEVER take advantage of your business No sign on fee Rates are extremely competitive and vary based on volume Purchase a wireless terminal for as low as $250 Wired terminals are also $250 Monthly is $5 for wired, and $20 for wireless Next day deposits (you swipe and batch today, your money is there tomorrow) No leases on equipment (leases run for about typically $30-$50 a month for 4 years non cancellable, at $30 a month your talking $1440 for a machine i sell for as low as $250) I can reprogram existing equipment, and will be happy to do so. Any out of towners i can take care of over the phone/fax/email. Never deal with a coorporate company again, i will take care of that part for you with any issues email avitim@hotmail.com I'll watch this thread closely and help you with any concearns or questions you may have thanks everybody